Protecting your largest purchase - Home, Condo, Renters and Investment Properties - We cover them ALL!

 

 

Homeowners Insurance

 

Dwelling coverage

This insurance helps protect the structure, built-in appliances and wall-to-wall carpet of your house from damage.

Replacement cost plus

This coverage can pay an additional amount of your home coverage limit if additional money is needed to rebuild after a loss.

Water backup of sewer

Broadens the coverage for loss due to water backup through sewers or drains.

Scheduled personal property

This insurance provides additional coverage for high-value items such as jewelry, watches, antiques and fine art.

Other structures coverage

This option covers property not attached to your house. This can include a detached garage or a gazebo.

Contents coverage

This protection helps cover your furniture, clothing and other items in your home from covered losses as defined by your policy.

Personal liability

This insurance consists of two parts: bodily injury and property damage. If an accident occurs in your home that damages someone or something, personal liability can help pay for covered damages.

Personal umbrella liability insurance

A personal umbrella policy offers an extra layer of protection for your assets. This includes bodily injury, property damage and personal injury to others for which you are held liable.

Medical payments to others

This coverage may help pay for medical or funeral expenses of someone who is injured on your property.

Ordinance or law insurance

This insurance may help pay to rebuild your house to current building codes after a covered loss.

Flood insurance

This option protects your house and its contents from flood damages. It is a separate policy with its own deductible.

Earthquake coverage

This insurance provides additional coverage due to earthquake damage. A separate deductible applies.

Condo Insurance - High-rise or Regular, we have the best product.

Dwelling insurance

This insurance helps protect the structure, built-in appliances and wall-to-wall carpet of your condo from damage.

Other structures coverage

This option covers property not attached to your condo. This can include a detached garage or a gazebo.

Contents coverage

This protection helps cover your furniture, clothing and other items in your home from fire, smoke, wind and theft as defined by your policy.

Personal liability

This insurance consists of two parts: bodily injury and property damage. If an accident occurs in your condo that damages someone or something, personal liability can help pay for the damages.

Personal umbrella liability insurance

A personal umbrella policy offers an extra layer of protection for your assets. This includes bodily injury, property damage and personal injury to others for which you are held liable.

Medical payments to others

This condo coverage may help pay for medical or funeral expenses of someone who is injured on your property.

Loss of use insurance

This insurance may help pay for an increase in living expenses if you are unable to live in the home after a covered loss.

Ordinance or law insurance

This insurance may help pay to rebuild your condo to current building codes after a covered loss.

Flood insurance

This option protects your condo and its contents from flood damages. It is a separate policy that can be purchased through the National Flood Insurance Program.

Earthquake coverage

This insurance provides additional coverage due to earthquake damage. A separate deductible applies.

Scheduled personal property

This insurance provides additional coverage for high value items such as jewelry, watches, antiques and fine art.

Water backup of sewer

Broadens the coverage for loss due to water backup through sewers or drains.

Replacement cost plus

This coverage can pay up to an additional 20% of your home coverage limit if there is a total loss of your home and additional money is needed to rebuild.

Renters Insurance - covers more than think

Water backup

This coverage protects you against losses caused by water that backed up through sewers or drains. (This is not the same as flood insurance.)

Scheduled personal property

Provides additional coverage for high-value items, such as jewelry, watches and furs, as provided by your policy and state law.

Personal liability

Personal liability renters insurance policies may cover bodily injury and property damage to others caused by your actions or negligence.

Personal umbrella liability insurance

A personal umbrella policy offers an extra layer of protection for your assets. This includes bodily injury, property damage and personal injury to others for which you are held liable.

Medical payments

Medical payments may help cover others' medical expenses resulting from an accident on your property. For home and apartment renters, insurance under this coverage plan does not apply to you or regular residents of your household.

Ordinance or law

This insurance help cover increased expenses if you need to rebuild due to current building codes or ordinances.

Credit card

Credit card coverage pays up to your selected limit for unauthorized transactions on your credit cards and bank debit/ATM card. This renters insurance coverage also applies to forged checks and counterfeit money.

Firearms

Firearm coverage may help pay for the physical loss of firearms and accessories.

Personal injury liability

This renters insurance coverage may help pay for damages awarded to others due to injuries such as false arrest, libel, slander and invasion of privacy for which you are responsible.

Theft extension

This option provides extended protection for your personal belongings stored away from your home in or on any motor vehicle, trailer or watercraft.

Earthquake and volcanic eruption

This insurance pays for covered losses to your property caused by earthquake or volcanic eruption up to the limits you select.

Building/additions/alterations

This option pays for covered damages to additions, alterations, fixtures, improvements or installations that you make to your residence.

Loss of use

This coverage helps pay for additional living expenses resulting from being unable to live in your home.

Hurricane

Hurricane insurance provides coverage for property damage resulting from a hurricane. However, this coverage may be subject to special terms, conditions and deductibles in coastal states.

 

Investment Property Insurance

We are the leading agency in North Atlanta providing Property Owners Insurance across many options. We insure properties for large companies and small ones. Also we help many international investors with properties they purchase here in Georgia and Alabama. Contact us today to see the great programs we have for you - you will be very pleased with our experience and rates!

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