May 22, 2025
AgencyAuto Insurance: What Does Your Deductible Cover
The deductible is one of the most essential details to understand in your auto insurance policy. It directly affects how much you’ll pay out of pocket after a claim and how your coverage applies in different situations. How Does a Car Insurance Deductible Work? A deductible is the amount you agree to pay before […]
April 25, 2025
AgencyCan I Get a Commercial Policy That Combines Different Types of Insurance?
Regardless of industry, size or other specific details, your business likely requires a multifaceted insurance package. For large corporations, family-owned businesses and mid-sized companies alike, risk management and loss control are top priorities. However, composing and managing commercial insurance or commercial policy can be a time-consuming and costly task. Fortunately, there may be ways to […]
March 12, 2025
Agency3 Commercial Property-Related Risks to Your Small Business
Owning a small business means dealing with various risks, including potential threats to your physical property. Fire, theft and other unforeseen incidents could disrupt operations and lead to financial setbacks. Commercial property insurance is crucial in helping your business recover from these incidents and keep your business running smoothly. What Does Commercial Property Insurance […]
January 3, 2025
AgencyIs Commercial Auto a Viable Form of Business Insurance?
When running a business, ensuring that all assets are adequately protected is crucial. One area that often requires special attention is the use of vehicles for business purposes. Understanding Commercial Auto Insurance Commercial auto insurance is designed specifically for vehicles used in business. This can include cars, trucks, vans and heavy-duty vehicles. Unlike personal auto […]
November 26, 2024
AgencyHow to Buy Homeowners Insurance for Your First Home
Buying your first home can be a thrilling experience, but it also comes with a host of new responsibilities, including securing the right homeowners insurance. Home insurance is essential for financially protecting your investment from unexpected events like severe weather, theft or accidents. Navigating the world of home insurance can be daunting for first-time homeowners, […]
October 28, 2024
Plemons Insurance AgencyHow to Protect Your Small Business from Data Breaches
In today’s digital age, small businesses are increasingly vulnerable to data breaches. These breaches can lead to significant financial losses, reputational damage, and legal consequences. Protecting your small business from a data breach is crucial to ensure its longevity and success. team is proud to help guide you through this complicated but crucial subject. Cybersecurity Steps […]
September 24, 2024
Plemons Insurance AgencyImportance of Keeping Your Commercial Auto Driver List Updated With Your Agent
One of the primary reasons to keep your driver list up-to-date with your agent is to ensure appropriate coverage. Commercial auto insurance policies are designed to cover only those drivers listed on the policy. Coverage may be denied or limited if a driver is not on the list and is in an accident. Regularly updating […]
July 30, 2024
Plemons Insurance AgencyAm I Insured if I Drive Someone Else’s Car?
Driving someone else’s car can sometimes lead to uncertainties about insurance coverage. Whether you’re borrowing a friend’s car for a quick errand or driving a family member’s vehicle regularly, understanding your insurance situation is crucial to avoid potential financial and legal complications. Understanding the Owner’s Insurance Policy The following details of the vehicle owner’s car […]
April 24, 2024
Plemons Insurance AgencyRemoving and Adding Drivers to Your Commercial Auto Insurance
Managing commercial auto insurance can be a critical aspect of running a business. Understanding how and when to add or remove drivers from your policy is essential for maintaining adequate coverage and compliance with state regulations. Commercial Auto Basics Commercial auto insurance is designed to protect companies against financial losses from accidents involving business vehicles. […]
March 14, 2024
Plemons Insurance AgencyWhat is Covered by a Commercial General Liability Insurance Policy?
Commercial general liability insurance provides a crucial safety net in the fast-paced world of business, where risk management is paramount. This is true whether you’re a small startup or a large corporation, because unforeseen events can occur anytime, potentially causing financial losses or legal liabilities. What is Commercial General Liability Insurance, and What Does it […]