Auto Insurance

A personal umbrella policy is extra liability insurance that kicks in when your standard auto or homeowners insurance reaches its limit. It’s designed to protect your assets, like your home, savings and future income, from large liability claims or lawsuits. Minimum bodily injury and property damage auto liability coverage is required in . These limits […]

The deductible is one of the most essential details to understand in your auto insurance policy. It directly affects how much you’ll pay out of pocket after a claim and how your coverage applies in different situations.   How Does a Car Insurance Deductible Work? A deductible is the amount you agree to pay before […]

When running a business, ensuring that all assets are adequately protected is crucial. One area that often requires special attention is the use of vehicles for business purposes. Understanding Commercial Auto Insurance Commercial auto insurance is designed specifically for vehicles used in business. This can include cars, trucks, vans and heavy-duty vehicles. Unlike personal auto […]

Driving someone else’s car can sometimes lead to uncertainties about insurance coverage. Whether you’re borrowing a friend’s car for a quick errand or driving a family member’s vehicle regularly, understanding your insurance situation is crucial to avoid potential financial and legal complications. Understanding the Owner’s Insurance Policy The following details of the vehicle owner’s car […]